No Foreign Transaction Fees

There are no fees on foreign transactions made with your Hilton Honors American Express Surpass^® Card.^‡¤

Car Rental Loss & Damage Insurance^◆

Getting into your Rental Vehicle can be the start of a great vacation. When you use your Eligible Card to reserve and pay for the Entire Rental and decline the collision damage waiver (CDW) at the Rental Company counter, you can be covered for Damage to or Theft of a Rental Vehicle in a Covered Territory.
Please read important exclusions and restrictions. Not all vehicle types or rentals are covered. Coverage is not available for vehicles rented in Australia, Italy, and New Zealand. This product provides secondary coverage and does not include liability coverage.

Global Assist^® Hotline

Whenever you travel more than 100 miles from home, Global Assist^® Hotline^‡ is available for 24/7 emergency assistance and coordination services, including medical and legal referrals, emergency cash wires, and missing luggage assistance. Card Members are responsible for the costs charged by third-party service providers. Other terms and conditions apply.

Baggage Insurance Plan^◆

Travel more comfortably knowing you can be covered for lost, damaged, or stolen Baggage when you purchase the Entire Fare for a Common Carrier Vehicle ticket (e.g. plane, train, ship, or bus) on an Eligible Card. Coverage can be provided for up to $1,250 for carry-on Baggage and up to $500 for checked Baggage, in excess of coverage provided by the Common Carrier. For New York State residents, there is a $10,000 aggregate maximum limit for all Covered Persons per Covered Trip. Please read important exclusions and restrictions.

Purchase Protection^♦

Sometimes your favorite new purchase gets stolen or accidentally damaged. But when you use your Eligible Card for Covered Purchases, your Membership can help protect them for up to 90 days from the Covered Purchase date, subject to the Coverage Limits*

*Up to $1,000 per Covered Purchase, up to $50,000 per calendar year.

Extended Warranty^♦

Why is it that as soon as a Manufacturer's Warranty runs out, something always seem to happen? Use your Eligible Card for Covered Purchases and you can have warranty protection for longer. Extended Warranty^♦ matches the Original Manufacturer's Warranty for up to one additional year when you use your Eligible Card. Applies to warranties of 5 years or less on Covered Purchases in the United States or its territories or possessions. Please read important exclusions and restrictions.*

*Coverage limited to the actual amount charged on your Card for the item up to $10,000 per item and $50,000 per calendar year.

Amex Special Ticket Access

Card Members can access to purchase Amex Presale Tickets^® and Amex Reserved Tickets^® to select can’t-miss events and moments across sports, music, and more.* Plus, Card Members can enjoy additional perks when attending select events.^‡

*While supplies last, not all seats may be offered.

Send & Split^®

Send & Split^® enhances the way you send money and split purchases with other Venmo and PayPal users, all in the American Express^® App^‡. Now you can pay friends with more flexibility and without the standard Venmo or PayPal credit card fee^‡.

You can also seamlessly split your Amex purchases with others and get paid back directly to your Card as a statement credit. Best part? You’ll be the one to earn the rewards for the purchase you split. Enrollment required.

Terms apply.^‡

Dispute Resolution

If you ever look at your American Express^® statement and see a charge you don't recognize or notice you're still being billed for a service you canceled, chances are you want it corrected right away. American Express can work with you and the merchant to help resolve the issue.^‡

Year-End Summary

Get access to a Year-End Summary of charges so you can review your annual spending. Learn More at americanexpress.com/yes.^‡

Additional Cards

You can add an Additional Card for anyone who makes purchases for you.^‡

Instant Card Number

If your application is approved and you are eligible, you can begin using your Card number online and through your digital wallet, including Apple Pay™, Google Pay™, Samsung Pay, PayPal, and Amazon Pay today.^‡